IOB Recruitment 2026: Apply Online for 250 Local Bank Officer (LBO) Posts
Indian Overseas Bank (IOB) has released notification for 250 Local Bank Officer (LBO) posts in JMGS Scale-I. Eligible graduates can apply online from August 8 to August 24, 2026.
Indian Overseas Bank (IOB), a premier Public Sector Bank headquartered in Chennai, has officially released the recruitment notification for Local Bank Officers (LBO) in JMGS I for the financial year 2026-27. A total of 250 vacancies have been announced across multiple states including Tamil Nadu, Karnataka, Maharashtra, and Gujarat.
Selected candidates will be posted in their applied state for the first 12 years of service or until promotion to SMGS-IV Grade.
Important Dates
| Activity | Date |
|---|---|
| Notification Release Date | August 07, 2026 |
| Start Date to Apply Online | August 08, 2026 |
| Last Date to Apply Online | August 24, 2026 |
| Payment of Application Fee | August 08, 2026 to August 24, 2026 |
| Online Examination Date | To be notified |
Vacancy Details & State-Wise Breakup
Candidates can apply for only one state. State-wise distribution of the 250 vacancies across categories is given below:
| State | Mandatory Language | Total | SC | ST | OBC | EWS | UR | PwBD (VI/HI/OC/ID) |
|---|---|---|---|---|---|---|---|---|
| Tamil Nadu | Tamil | 100 | 15 | 6 | 33 | 9 | 37 | 1 / 1 / 1 / 1 |
| Karnataka | Kannada | 50 | 8 | 3 | 16 | 4 | 19 | 0 / 0 / 2 / 1 |
| Maharashtra | Marathi | 50 | 7 | 4 | 15 | 5 | 19 | 0 / 0 / 2 / 1 |
| Gujarat | Gujarati | 50 | 6 | 5 | 16 | 4 | 19 | 1 / 1 / 0 / 0 |
| Total | 250 | 36 | 18 | 80 | 22 | 94 | 2 / 5 / 2 / 3 |
Note: Vacancies are provisional and may vary based on bank requirements. PwBD reservation is provided on a horizontal basis.
Pay Scale, Service Bond & Benefits
- Post Name: Local Bank Officer (LBO) – Junior Management Grade Scale I (JMGS I)
- Basic Pay Scale: ₹48,480 - 2000/7 - 62480 - 2340/2 - 67160 - 2680/7 - ₹85,920
- Allowances: DA, HRA, CCA, etc., as per extant rules.
- Probation Period: 2 years of active service.
- Indemnity Bond: Candidates must execute a Financial Service Indemnity Bond of ₹2,00,000/- (Rupees Two Lakhs) to serve the bank for a minimum period of 3 years.
- Advance Increments: Up to 2 advance increments may be granted for prior completed years of service as an Officer in Scheduled Commercial Banks, provided the job profile matches Scale-I Generalist Officer profile.
Eligibility Criteria
1. Age Limit & Educational Qualification (As on 01.08.2026)
- Age Limit:
- Minimum: 20 years
- Maximum: 30 years
- Born between 02.08.1996 and 01.08.2006 (both dates inclusive).
- Educational Qualification:
- A Graduation Degree in any discipline from a recognized University or equivalent qualification recognized by the Central Government.
- Candidates must possess a valid Mark-sheet / Degree Certificate on the day of registration.
2. Upper Age Relaxation
| Category | Age Relaxation |
|---|---|
| SC / ST | 5 years |
| OBC (Non-Creamy Layer) | 3 years |
| Persons with Benchmark Disabilities (PwBD) | 10 years |
| Persons affected by 1984 Riots | 5 years |
| Ex-Servicemen / Commissioned Officers | 5 years |
3. Local Language Proficiency
- Candidates must be proficient in reading, writing, and speaking the local language of the applied state.
- If a candidate has not studied the local language in 10th or 12th standard, they will be required to clear a Local Language Proficiency Test (LPT) prior to the Personal Interview.
Selection Process
The selection procedure comprises three stages:
- Online Written Examination
- Local Language Proficiency Test (LPT) (wherever applicable)
- Personal Interview
Structure of Online Examination
| Topic | Questions | Max Marks | Medium | Duration |
|---|---|---|---|---|
| Reasoning & Computer Aptitude | 30 | 60 | English & Hindi | 60 minutes |
| General / Economy / Banking Awareness | 40 | 40 | English & Hindi | 30 minutes |
| Data Analysis & Interpretation | 30 | 60 | English & Hindi | 60 minutes |
| English Knowledge | 40 | 40 | English | 30 minutes |
| Total | 140 | 200 | 3 Hours |
- Negative Marking: 1/4th (0.25) of the marks assigned to a question will be deducted for every wrong answer.
- Qualifying Aggregate Marks: 35% for Unreserved/EWS categories and 30% for Reserved categories (SC/ST/OBC/PwBD).
Personal Interview & Final Selection
- Interview Weightage: 100 Marks (Qualifying: 50% for Unreserved, 45% for Reserved).
- Final Score Calculation: Online Exam and Interview marks will be combined in an 80:20 ratio.
- Final selection will be based state-wise and category-wise merit ranking.
Application Fee & Payment Mode
| Category | Application Fee / Intimation Charges |
|---|---|
| SC / ST / PwBD | ₹175/- (Intimation charges including GST) |
| General / OBC / EWS | ₹850/- (Application Fee + Intimation charges including GST) |
- Payment Mode: Online via Debit Card, Credit Card, Net Banking, BHIM UPI, etc.
Document Scanning & Upload Specifications
During registration, applicants must upload the following documents adhering to specific dimension and file size guidelines:
- Photograph: Passport style color photo (4.5cm × 3.5cm), Size: 20 KB – 50 KB, Dimensions: 200 × 230 pixels.
- Live Photograph Capture: Candidates will also be required to capture a live photograph using a webcam or mobile QR code scan.
- Signature: Black ink pen on white paper (Not in CAPITAL letters), Size: 10 KB – 20 KB, Dimensions: 140 × 60 pixels.
- Left Thumb Impression: Black/Blue ink on white paper, Size: 20 KB – 50 KB, Dimensions: 240 × 240 pixels (200 DPI).
- Handwritten Declaration: Black ink on white paper in English (Not in CAPITAL letters), Size: 50 KB – 100 KB, Dimensions: 800 × 400 pixels.
Declaration Text:
“I [Name of the candidate], hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.”
Step-by-Step Application Process
- Visit the official Indian Overseas Bank portal at www.iob.bank.in.
- Navigate to the Careers page and click on “Recruitment of Local Bank Officers - 2026-27”.
- Click on “Click here to Register Online” and enter basic details to generate your Registration Number and Password.
- Fill in personal details, educational qualifications, and state preferences carefully.
- Upload scanned images of your photo, live photo capture, signature, left thumb impression, and handwritten declaration.
- Pay the prescribed application fee through the online payment portal.
- Submit the form and take a printout of the submitted application form and payment e-receipt for future reference.
Important Links
Get more jobs like this
🔔 Join our channels for instant undefined job alerts.
Free · No spam · Leave anytime